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Columbus, OH vs Louisville, KY: Cost of Living

Compare Columbus, OH and Louisville, KY using historical BEA 2024 price indexes and HUD FY2027 2-bedroom FMR benchmarks. Add your own salary, lease and moving quote to a budget summary.

Historical benchmark · review recorded 2026-10-04BEA MARPP 2024 (all items, housing, goods, other services); HUD FY2027 2-bedroom Fair Market Rent Recorded source ↗ BEA 2024 RPP · HUD FY2027 2-BR FMR. Historical periods; review date does not make these current prices. BEA metro and HUD rent-area boundaries may differ.
Historical benchmark · review recorded 2026-10-04BEA MARPP 2024 (all items, housing, goods, other services); HUD FY2027 2-bedroom Fair Market Rent Recorded source ↗ BEA 2024 RPP · HUD FY2027 2-BR FMR. Historical periods; review date does not make these current prices. BEA metro and HUD rent-area boundaries may differ.

Columbus, OH

OH

2024 overall RPP (US=100)
95.469
2024 housing-rent RPP
87.945
2024 goods RPP
93.628
HUD FY2027 2-BR FMR
$1,602/mo

City name is shorthand for an area benchmark. This September 2026 review did not recheck this area's full BEA/HUD geographic mapping.

Income tax and payroll deductions are not calculated. Confirm take-home pay for your work and home addresses separately.

Louisville, KY

KY

2024 overall RPP (US=100)
93.074
2024 housing-rent RPP
78.558
2024 goods RPP
96.23
HUD FY2027 2-BR FMR
$1,276/mo

City name is shorthand for an area benchmark. This September 2026 review did not recheck this area's full BEA/HUD geographic mapping.

Income tax and payroll deductions are not calculated. Confirm take-home pay for your work and home addresses separately.

Historical RPP salary illustration

In the BEA 2024 benchmark, Louisville, KY has a lower overall price level than Columbus, OH by about 2.5% (RPP 95.469 to 93.074).

$60,000 in Columbus, OH

-> $58,495

in Louisville, KY

$100,000 in Columbus, OH

-> $97,491

in Louisville, KY

$150,000 in Columbus, OH

-> $146,237

in Louisville, KY

Salary illustrations use BEA 2024 overall Regional Price Parities (RPP) only, before tax and household-specific adjustments. Overall RPP already includes housing. HUD FY2027 2-bedroom Fair Market Rent is a separate historical gross-rent benchmark, not a current lease or median rent. Do not add rent to the RPP salary figure. Your lease and moving quote belong in a separate budget. Not financial advice.

Step 2: what will the move itself cost?

Put your actual lease, deposit, overlap rent and mover quote beside the historical salary illustration. Leave amounts you do not yet know blank.

Migration signal: Columbus, OH vs Louisville, KY

IRS tax-return migration · 2022-2023

Columbus, OH

Net people
−742
Net rank
#37 of 65
Top origin share
5%
Top destination share
4%

Largest source: Cuyahoga County, OH. Largest destination: Cuyahoga County, OH.

Louisville, KY

Net people
−900
Net rank
#38 of 65
Top origin share
13%
Top destination share
12%

Largest source: Hardin County, KY. Largest destination: Hardin County, KY.

Rent delta: Louisville, KY is $326/mo lower for HUD FY2027 2-BR FMR than Columbus, OH. Housing RPP moves from 87.945 to 78.558.

Migration figures are derived from IRS SOI county-to-county migration data for 2022-2023, mapped to metros via Census CBSA delineation. Small county-to-county flows are IRS-suppressed, so per-metro totals are lower bounds. Source: IRS SOI migration data.

Frequently asked questions

Is Louisville, KY cheaper or more expensive than Columbus, OH?
In the BEA 2024 benchmark, Louisville, KY (RPP 93.074) has an overall price level about 2.5% lower than Columbus, OH (RPP 95.469). This does not measure your current household costs.
What salary do I need in Louisville, KY if I earn $100,000 in Columbus, OH?
The historical RPP illustration is approximately $97,491 in Louisville, KY, using $100,000 x (93.074 / 95.469). It uses BEA 2024 overall price indexes before tax and household adjustments; HUD rent is not added to this figure.
Which metro had stronger net migration, Columbus, OH or Louisville, KY?
For 2022-2023, Columbus, OH had a net loss of 742 people, while Louisville, KY had a net loss of 900 people. IRS small-flow suppression means these are lower-bound research signals, not complete population-change totals.

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