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Columbus, OH vs Louisville, KY: Cost of Living

Compare the cost of living between Columbus, OH and Louisville, KY. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Columbus, OH

OH

Overall RPP (US=100)
94
Housing RPP
87.6
Goods RPP
92.1
2-BR median rent
$1,302/mo

Ohio income tax 0%-3.75%. Columbus city income tax 2.5%.

Louisville, KY

KY

Overall RPP (US=100)
92.3
Housing RPP
77
Goods RPP
94
2-BR median rent
$1,301/mo

Kentucky flat income tax 4.5%. Louisville occupational tax 2.2%.

Equivalent salary

Louisville, KY is cheaper than Columbus, OH by about 1.8% (RPP 94 to 92.3).

$60,000 in Columbus, OH

-> $58,915

in Louisville, KY

$100,000 in Columbus, OH

-> $98,191

in Louisville, KY

$150,000 in Columbus, OH

-> $147,287

in Louisville, KY

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Migration signal: Columbus, OH vs Louisville, KY

IRS tax-return migration · 2021-2022

Columbus, OH

Net people
−2,961
Net rank
#39 of 65
Top origin share
2%
Top destination share
1%

Largest source: Cuyahoga County, OH. Largest destination: Cuyahoga County, OH.

Louisville, KY

Net people
+655
Net rank
#26 of 65
Top origin share
3%
Top destination share
3%

Largest source: Hardin County, KY. Largest destination: Hardin County, KY.

Rent delta: Louisville, KY is $1/mo lower for HUD FY2024 2-BR FMR than Columbus, OH. Housing RPP moves from 87.6 to 77.

Migration figures are derived from IRS SOI county-to-county migration data for 2021-2022, mapped to metros via Census CBSA delineation. Small county-to-county flows are IRS-suppressed, so per-metro totals are lower bounds. Source: IRS SOI migration data.

Frequently asked questions

Is Louisville, KY cheaper or more expensive than Columbus, OH?
Louisville, KY (RPP 92.3) is cheaper than Columbus, OH (RPP 94) by about 1.8%.
What salary do I need in Louisville, KY if I earn $100,000 in Columbus, OH?
You would need approximately $98,191 in Louisville, KY to maintain the same purchasing power as $100,000 in Columbus, OH. Formula: $100,000 x (92.3 / 94).
Which metro had stronger net migration, Columbus, OH or Louisville, KY?
For 2021-2022, Columbus, OH had a net loss of 2,961 people, while Louisville, KY had a net gain of 655 people. IRS small-flow suppression means these are lower-bound research signals, not complete population-change totals.

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