ReloMath

Chicago, IL vs Nashville, TN: Cost of Living

Compare the cost of living between Chicago, IL and Nashville, TN. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BLS RPP 2022 (BEA LARPP); HUD FY2024 FMR Official source ↗
Source-verified · June 2026BLS RPP 2022 (BEA LARPP); HUD FY2024 FMR Official source ↗

Chicago, IL

IL

Overall RPP (US=100)
108.4
Housing RPP
120.6
Goods RPP
103.2
2-BR median rent
$1,650/mo

Illinois flat income tax 4.95%. Chicago city tax adds ~2.25% effective burden.

Nashville, TN

TN

Overall RPP (US=100)
99.8
Housing RPP
105.6
Goods RPP
98.2
2-BR median rent
$1,580/mo

Tennessee has no state income tax on wages.

Equivalent salary

Nashville, TN is cheaper than Chicago, IL by about 7.9% (RPP 108.4 to 99.8).

$60,000 in Chicago, IL

-> $55,240

in Nashville, TN

$100,000 in Chicago, IL

-> $92,066

in Nashville, TN

$150,000 in Chicago, IL

-> $138,100

in Nashville, TN

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Nashville, TN cheaper or more expensive than Chicago, IL?
Nashville, TN (RPP 99.8) is cheaper than Chicago, IL (RPP 108.4) by about 7.9%.
What salary do I need in Nashville, TN if I earn $100,000 in Chicago, IL?
You would need approximately $92,066 in Nashville, TN to maintain the same purchasing power as $100,000 in Chicago, IL. Formula: $100,000 x (99.8 / 108.4).