City profile
Louisville, KY cost of living
KY · BEA RPP 93.074
2024 overall RPP
93.074
US = 100
2024 housing-rent RPP
78.558
Housing component
2024 goods RPP
96.23
Goods component
2-BR FMR (HUD)
$1,276/mo
FY2027 FMR
Where Louisville, KY sits in the verified metro set
RPP rank
#57 of 67
-6.9 vs U.S. average
Vs median metro
-6.4
median RPP 99.5
2-BR rent rank
#61 of 67
-413/mo vs median verified metro
RPP ranks use only verified ReloMath metro records. Sources: BEA MARPP 2024 (all items, housing, goods, other services); HUD FY2027 2-bedroom Fair Market Rent; reviewed 2026-10-04. These are historical area benchmarks, not current neighborhood prices. HUD FMR is a 40th-percentile gross-rent benchmark, not median rent. BEA metro and HUD rent-area boundaries can differ. BEA: Louisville/Jefferson County, KY-IN (Metropolitan Statistical Area) (code 31140). HUD: Louisville, KY-IN HUD Metro FMR Area (code METRO31140M31140); counties or county equivalents: Bullitt County, Clark County, Floyd County, Harrison County, Henry County, Jefferson County, Oldham County, Spencer County. The official files were retrieved 2026-10-04.
Who’s moving in and out of Louisville, KY
IRS tax-return migration · 2022-2023Cost of living is only half the relocation question. The other half is which way people are actually voting with their feet, straight from IRS tax-return migration for the Louisville, KY metro.
Moved in
13,437
people · 8,408 households
Moved out
14,337
people · 8,822 households
Net
−900
net loss of residents
Net migration rank
#38 of 65
among IRS-covered ReloMath metros
Vs median net flow
-1,271
median +371 people
Largest flow share
13% in / 12% out
top named county shares
Where new residents came from
- Hardin County, KY 1,748
- Fayette County, KY 938
- Miami-Dade County, FL 661
- Scott County, IN 418
- Marion County, IN 370
Where residents moved to
- Hardin County, KY 1,717
- Fayette County, KY 831
- Scott County, IN 516
- Marion County, IN 378
- Cook County, IL 353
Counts are IRS tax filers (returns ≈ households, individuals ≈ exemptions) who changed address between 2022-2023. Flows too small for IRS to disclose are grouped and excluded from the named lists. Source: IRS SOI county-to-county migration data ↗, mapped to metros via the U.S. Census CBSA delineation.
What salary do you need in Louisville, KY?
Historical BEA 2024 salary illustration relative to the U.S. average (RPP 100), before tax and household adjustments. Housing is already included in overall RPP.
| In US-average city | You need in Louisville, KY | Formula |
|---|---|---|
| $50,000 | $46,537 | $50,000 x (93.074/100) |
| $75,000 | $69,806 | $75,000 x (93.074/100) |
| $100,000 | $93,074 | $100,000 x (93.074/100) |
| $125,000 | $116,343 | $125,000 x (93.074/100) |
| $150,000 | $139,611 | $150,000 x (93.074/100) |
| $200,000 | $186,148 | $200,000 x (93.074/100) |
Salary illustrations use BEA 2024 overall Regional Price Parities (RPP) only, before tax and household-specific adjustments. Overall RPP already includes housing. HUD FY2027 2-bedroom Fair Market Rent is a separate historical gross-rent benchmark, not a current lease or median rent. Do not add rent to the RPP salary figure. Your lease and moving quote belong in a separate budget. Not financial advice.
Step 2: what will the move itself cost?
The historical salary illustration is separate from moving payments. Use an actual mover quote and lease terms in your budget summary.
State income tax note
Income tax and payroll deductions are not calculated. Obtain take-home estimates for your actual work and home addresses.
Frequently asked questions
- What is the cost of living in Louisville, KY?
- In the historical BEA 2024 benchmark, Louisville, KY has an overall Regional Price Parity of 93.074 (US average = 100). Its overall price level is 6.9% lower than the national average for that year.
- What salary do I need to live in Louisville, KY?
- If you earn $100,000 in a US-average city (RPP 100), the BEA 2024 RPP illustration is approximately $93,074 in Louisville, KY, before tax and household adjustments.
- What historical rent benchmark is shown for Louisville, KY?
- The historical HUD Fair Market Rent benchmark for a 2-bedroom associated with Louisville, KY is $1,276 per month as of FY2027.
- Are people moving to or away from Louisville, KY?
- Based on IRS tax-return migration data for 2022-2023, about 13,437 people moved into the Louisville, KY metro and 14,337 moved out — a net loss of roughly 900 residents. The largest single source of new residents was Hardin County, KY.
Curated nearby & similar cities
Similar verified metros by RPP
These links are chosen by data proximity: closest overall RPP to Louisville, KY, with HUD 2-BR rent as a tie-breaker.
Curated cost-of-living comparisons for Louisville, KY
Side-by-side cost of living and the equivalent salary you'd need — pick a destination.
Check published data changes
Review dated source notices for tracked metros alongside Louisville, KY's historical benchmarks. Change-log entries do not automatically refresh the BEA 2024 or HUD FY2027 values shown here.
View cost-of-living change log