San Francisco, CA cost of living
CA · BLS RPP 126.8
Overall RPP
126.8
US = 100
Housing RPP
176.4
Housing component
Goods RPP
105.1
Goods component
2-BR Rent (HUD)
$3,050/mo
FY2024 FMR
What salary do you need in San Francisco, CA?
Equivalent salary to maintain the same purchasing power as in a US-average city (RPP 100).
| In US-average city | You need in San Francisco, CA | Formula |
|---|---|---|
| $50,000 | $63,400 | $50,000 x (126.8/100) |
| $75,000 | $95,100 | $75,000 x (126.8/100) |
| $100,000 | $126,800 | $100,000 x (126.8/100) |
| $125,000 | $158,500 | $125,000 x (126.8/100) |
| $150,000 | $190,200 | $150,000 x (126.8/100) |
| $200,000 | $253,600 | $200,000 x (126.8/100) |
This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.
State income tax note
California income tax 1%-13.3% (highest in nation). No city income tax.
Frequently asked questions
- What is the cost of living in San Francisco, CA?
- San Francisco, CA has a BLS Regional Price Parity of 126.8 (US average = 100). It is 26.8% more expensive than the national average.
- What salary do I need to live in San Francisco, CA?
- If you earn $100,000 in a US-average city (RPP 100), you would need approximately $126,800 in San Francisco, CA to maintain the same purchasing power.
- What is the average rent in San Francisco, CA?
- The HUD Fair Market Rent for a 2-bedroom in San Francisco, CA is approximately $3,050 per month as of FY2024.
Compare with other cities
Buying a home in San Francisco, CA? See closing costs at TallyClose.