ReloMath

City profile

Miami, FL cost of living

FL · BLS RPP 111.5

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RPP 111.5
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Overall RPP

111.5

US = 100

Housing RPP

147.3

Housing component

Goods RPP

104.7

Goods component

2-BR Rent (HUD)

$2,324/mo

FY2024 FMR

Where Miami, FL sits in the verified metro set

RPP rank

#9 of 67

+11.5 vs U.S. average

Vs median metro

+13.1

median RPP 98.4

2-BR rent rank

#8 of 67

+718/mo vs median verified metro

RPP ranks use only verified ReloMath metro records. Sources: BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR); reviewed June 2026. These are official published averages, not neighborhood-level prices.

Who’s moving in and out of Miami, FL

IRS tax-return migration · 2021-2022

Cost of living is only half the relocation question. The other half is which way people are actually voting with their feet, straight from IRS tax-return migration for the Miami, FL metro.

Moved in

229,842

people · 143,161 households

Moved out

255,979

people · 154,768 households

Net

−26,137

net loss of residents

Net migration rank

#56 of 65

among IRS-covered ReloMath metros

Vs median net flow

-26,033

median -104 people

Largest flow share

2% in / 5% out

top named county shares

Where new residents came from

  • New York County, NY 4,893
  • Kings County, NY 4,493
  • Orange County, FL 4,355
  • Queens County, NY 3,950
  • Los Angeles County, CA 3,526

Where residents moved to

  • St. Lucie County, FL 12,322
  • Orange County, FL 8,122
  • Lee County, FL 6,434
  • Hillsborough County, FL 5,220
  • Polk County, FL 3,705

Counts are IRS tax filers (returns ≈ households, individuals ≈ exemptions) who changed address between 2021-2022. Flows too small for IRS to disclose are grouped and excluded from the named lists. Source: IRS SOI county-to-county migration data ↗, mapped to metros via the U.S. Census CBSA delineation.

What salary do you need in Miami, FL?

Equivalent salary to maintain the same purchasing power as in a US-average city (RPP 100).

In US-average city You need in Miami, FL Formula
$50,000 $55,750 $50,000 x (111.5/100)
$75,000 $83,625 $75,000 x (111.5/100)
$100,000 $111,500 $100,000 x (111.5/100)
$125,000 $139,375 $125,000 x (111.5/100)
$150,000 $167,250 $150,000 x (111.5/100)
$200,000 $223,000 $200,000 x (111.5/100)

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

State income tax note

Florida has no state income tax. Very attractive vs. high-tax states.

Frequently asked questions

What is the cost of living in Miami, FL?
Miami, FL has a BLS Regional Price Parity of 111.5 (US average = 100). It is 11.5% more expensive than the national average.
What salary do I need to live in Miami, FL?
If you earn $100,000 in a US-average city (RPP 100), you would need approximately $111,500 in Miami, FL to maintain the same purchasing power.
What is the average rent in Miami, FL?
The HUD Fair Market Rent for a 2-bedroom in Miami, FL is approximately $2,324 per month as of FY2024.
Are people moving to or away from Miami, FL?
Based on IRS tax-return migration data for 2021-2022, about 229,842 people moved into the Miami, FL metro and 255,979 moved out — a net loss of roughly 26,137 residents. The largest single source of new residents was New York County, NY.

Curated nearby & similar cities

Similar verified metros by RPP

These links are chosen by data proximity: closest overall RPP to Miami, FL, with HUD 2-BR rent as a tie-breaker.

Curated cost-of-living comparisons for Miami, FL

Side-by-side cost of living and the equivalent salary you'd need — pick a destination.