ReloMath

San Francisco, CA vs Denver, CO: Cost of Living

Compare the cost of living between San Francisco, CA and Denver, CO. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BLS RPP 2022 (BEA LARPP); HUD FY2024 FMR Official source ↗
Source-verified · June 2026BLS RPP 2022 (BEA LARPP); HUD FY2024 FMR Official source ↗

San Francisco, CA

CA

Overall RPP (US=100)
126.8
Housing RPP
176.4
Goods RPP
105.1
2-BR median rent
$3,050/mo

California income tax 1%-13.3% (highest in nation). No city income tax.

Denver, CO

CO

Overall RPP (US=100)
108.6
Housing RPP
124.3
Goods RPP
102.1
2-BR median rent
$1,840/mo

Colorado flat income tax 4.4%. Denver city tax 2.25% on wages.

Equivalent salary

Denver, CO is cheaper than San Francisco, CA by about 14.4% (RPP 126.8 to 108.6).

$60,000 in San Francisco, CA

-> $51,388

in Denver, CO

$100,000 in San Francisco, CA

-> $85,647

in Denver, CO

$150,000 in San Francisco, CA

-> $128,470

in Denver, CO

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Denver, CO cheaper or more expensive than San Francisco, CA?
Denver, CO (RPP 108.6) is cheaper than San Francisco, CA (RPP 126.8) by about 14.4%.
What salary do I need in Denver, CO if I earn $100,000 in San Francisco, CA?
You would need approximately $85,647 in Denver, CO to maintain the same purchasing power as $100,000 in San Francisco, CA. Formula: $100,000 x (108.6 / 126.8).