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Washington, DC vs Philadelphia, PA: Cost of Living

Compare the cost of living between Washington, DC and Philadelphia, PA. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Washington, DC

DC

Overall RPP (US=100)
111.3
Housing RPP
156.3
Goods RPP
107.2
2-BR median rent
$2,045/mo

DC income tax 4%-10.75%. MD and VA suburbs have own state taxes.

Philadelphia, PA

PA

Overall RPP (US=100)
100.7
Housing RPP
115.8
Goods RPP
95.5
2-BR median rent
$1,737/mo

Pennsylvania flat income tax 3.07%. Philadelphia city wage tax 3.75% residents.

Equivalent salary

Philadelphia, PA is cheaper than Washington, DC by about 9.5% (RPP 111.3 to 100.7).

$60,000 in Washington, DC

-> $54,286

in Philadelphia, PA

$100,000 in Washington, DC

-> $90,476

in Philadelphia, PA

$150,000 in Washington, DC

-> $135,714

in Philadelphia, PA

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Migration signal: Washington, DC vs Philadelphia, PA

IRS tax-return migration · 2021-2022

Washington, DC

Net people
−45,746
Net rank
#61 of 65
Top origin share
2%
Top destination share
2%

Largest source: Anne Arundel County, MD. Largest destination: Anne Arundel County, MD.

Philadelphia, PA

Net people
−19,301
Net rank
#55 of 65
Top origin share
2%
Top destination share
2%

Largest source: Mercer County, NJ. Largest destination: Berks County, PA.

Rent delta: Philadelphia, PA is $308/mo lower for HUD FY2024 2-BR FMR than Washington, DC. Housing RPP moves from 156.3 to 115.8.

Migration figures are derived from IRS SOI county-to-county migration data for 2021-2022, mapped to metros via Census CBSA delineation. Small county-to-county flows are IRS-suppressed, so per-metro totals are lower bounds. Source: IRS SOI migration data.

Frequently asked questions

Is Philadelphia, PA cheaper or more expensive than Washington, DC?
Philadelphia, PA (RPP 100.7) is cheaper than Washington, DC (RPP 111.3) by about 9.5%.
What salary do I need in Philadelphia, PA if I earn $100,000 in Washington, DC?
You would need approximately $90,476 in Philadelphia, PA to maintain the same purchasing power as $100,000 in Washington, DC. Formula: $100,000 x (100.7 / 111.3).
Which metro had stronger net migration, Washington, DC or Philadelphia, PA?
For 2021-2022, Washington, DC had a net loss of 45,746 people, while Philadelphia, PA had a net loss of 19,301 people. IRS small-flow suppression means these are lower-bound research signals, not complete population-change totals.

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