ReloMath

San Francisco, CA vs Miami, FL: Cost of Living

Compare the cost of living between San Francisco, CA and Miami, FL. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

San Francisco, CA

CA

Overall RPP (US=100)
117.9
Housing RPP
206.4
Goods RPP
114.5
2-BR median rent
$3,359/mo

California income tax 1%-13.3% (highest in nation). No city income tax.

Miami, FL

FL

Overall RPP (US=100)
111.5
Housing RPP
147.3
Goods RPP
104.7
2-BR median rent
$2,324/mo

Florida has no state income tax. Very attractive vs. high-tax states.

Equivalent salary

Miami, FL is cheaper than San Francisco, CA by about 5.4% (RPP 117.9 to 111.5).

$60,000 in San Francisco, CA

-> $56,743

in Miami, FL

$100,000 in San Francisco, CA

-> $94,572

in Miami, FL

$150,000 in San Francisco, CA

-> $141,858

in Miami, FL

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Miami, FL cheaper or more expensive than San Francisco, CA?
Miami, FL (RPP 111.5) is cheaper than San Francisco, CA (RPP 117.9) by about 5.4%.
What salary do I need in Miami, FL if I earn $100,000 in San Francisco, CA?
You would need approximately $94,572 in Miami, FL to maintain the same purchasing power as $100,000 in San Francisco, CA. Formula: $100,000 x (111.5 / 117.9).