ReloMath

Denver, CO vs Phoenix, AZ: Cost of Living

Compare the cost of living between Denver, CO and Phoenix, AZ. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Denver, CO

CO

Overall RPP (US=100)
107.4
Housing RPP
145.8
Goods RPP
105.5
2-BR median rent
$2,201/mo

Colorado flat income tax 4.4%. Denver city tax 2.25% on wages.

Phoenix, AZ

AZ

Overall RPP (US=100)
103.7
Housing RPP
122.9
Goods RPP
98.3
2-BR median rent
$1,877/mo

Arizona income tax 2.5% flat rate (since 2023). No city income tax.

Equivalent salary

Phoenix, AZ is cheaper than Denver, CO by about 3.4% (RPP 107.4 to 103.7).

$60,000 in Denver, CO

-> $57,933

in Phoenix, AZ

$100,000 in Denver, CO

-> $96,555

in Phoenix, AZ

$150,000 in Denver, CO

-> $144,832

in Phoenix, AZ

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Phoenix, AZ cheaper or more expensive than Denver, CO?
Phoenix, AZ (RPP 103.7) is cheaper than Denver, CO (RPP 107.4) by about 3.4%.
What salary do I need in Phoenix, AZ if I earn $100,000 in Denver, CO?
You would need approximately $96,555 in Phoenix, AZ to maintain the same purchasing power as $100,000 in Denver, CO. Formula: $100,000 x (103.7 / 107.4).