ReloMath

Route comparison

Denver, CO vs Phoenix, AZ: Cost of Living

Compare the cost of living between Denver, CO and Phoenix, AZ. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Denver, CO

CO

Overall RPP (US=100)
107.4
Housing RPP
145.8
Goods RPP
105.5
2-BR median rent
$2,201/mo

Colorado flat income tax 4.4%. Denver city tax 2.25% on wages.

Phoenix, AZ

AZ

Overall RPP (US=100)
103.7
Housing RPP
122.9
Goods RPP
98.3
2-BR median rent
$1,877/mo

Arizona income tax 2.5% flat rate (since 2023). No city income tax.

Equivalent salary

Phoenix, AZ is cheaper than Denver, CO by about 3.4% (RPP 107.4 to 103.7).

$60,000 in Denver, CO

-> $57,933

in Phoenix, AZ

$100,000 in Denver, CO

-> $96,555

in Phoenix, AZ

$150,000 in Denver, CO

-> $144,832

in Phoenix, AZ

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Migration signal: Denver, CO vs Phoenix, AZ

IRS tax-return migration · 2021-2022

Denver, CO

Net people
−9,607
Net rank
#49 of 65
Top origin share
3%
Top destination share
3%

Largest source: Boulder County, CO. Largest destination: Weld County, CO.

Phoenix, AZ

Net people
+20,892
Net rank
#8 of 65
Top origin share
4%
Top destination share
3%

Largest source: Los Angeles County, CA. Largest destination: Pima County, AZ.

Rent delta: Phoenix, AZ is $324/mo lower for HUD FY2024 2-BR FMR than Denver, CO. Housing RPP moves from 145.8 to 122.9.

Migration figures are derived from IRS SOI county-to-county migration data for 2021-2022, mapped to metros via Census CBSA delineation. Small county-to-county flows are IRS-suppressed, so per-metro totals are lower bounds. Source: IRS SOI migration data.

Frequently asked questions

Is Phoenix, AZ cheaper or more expensive than Denver, CO?
Phoenix, AZ (RPP 103.7) is cheaper than Denver, CO (RPP 107.4) by about 3.4%.
What salary do I need in Phoenix, AZ if I earn $100,000 in Denver, CO?
You would need approximately $96,555 in Phoenix, AZ to maintain the same purchasing power as $100,000 in Denver, CO. Formula: $100,000 x (103.7 / 107.4).
Which metro had stronger net migration, Denver, CO or Phoenix, AZ?
For 2021-2022, Denver, CO had a net loss of 9,607 people, while Phoenix, AZ had a net gain of 20,892 people. IRS small-flow suppression means these are lower-bound research signals, not complete population-change totals.

Related comparisons