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Hartford, CT vs Providence, RI: Cost of Living

Compare Hartford, CT and Providence, RI using historical BEA 2024 price indexes and HUD FY2027 2-bedroom FMR benchmarks. Add your own salary, lease and moving quote to a budget summary.

Historical benchmark · review recorded 2026-10-04BEA MARPP 2024 (all items, housing, goods, other services); HUD FY2027 2-bedroom Fair Market Rent Recorded source ↗ BEA 2024 RPP · HUD FY2027 2-BR FMR. Historical periods; review date does not make these current prices. BEA metro and HUD rent-area boundaries may differ.
Historical benchmark · review recorded 2026-10-04BEA MARPP 2024 (all items, housing, goods, other services); HUD FY2027 2-bedroom Fair Market Rent Recorded source ↗ BEA 2024 RPP · HUD FY2027 2-BR FMR. Historical periods; review date does not make these current prices. BEA metro and HUD rent-area boundaries may differ.

Hartford, CT

CT

2024 overall RPP (US=100)
102.746
2024 housing-rent RPP
110.234
2024 goods RPP
97.33
HUD FY2027 2-BR FMR
$1,933/mo

City name is shorthand for an area benchmark. This September 2026 review did not recheck this area's full BEA/HUD geographic mapping.

Income tax and payroll deductions are not calculated. Confirm take-home pay for your work and home addresses separately.

Providence, RI

RI

2024 overall RPP (US=100)
101.773
2024 housing-rent RPP
103.851
2024 goods RPP
97.116
HUD FY2027 2-BR FMR
$1,879/mo

City name is shorthand for an area benchmark. This September 2026 review did not recheck this area's full BEA/HUD geographic mapping.

Income tax and payroll deductions are not calculated. Confirm take-home pay for your work and home addresses separately.

Historical RPP salary illustration

In the BEA 2024 benchmark, Providence, RI has a lower overall price level than Hartford, CT by about 0.9% (RPP 102.746 to 101.773).

$60,000 in Hartford, CT

-> $59,432

in Providence, RI

$100,000 in Hartford, CT

-> $99,053

in Providence, RI

$150,000 in Hartford, CT

-> $148,580

in Providence, RI

Salary illustrations use BEA 2024 overall Regional Price Parities (RPP) only, before tax and household-specific adjustments. Overall RPP already includes housing. HUD FY2027 2-bedroom Fair Market Rent is a separate historical gross-rent benchmark, not a current lease or median rent. Do not add rent to the RPP salary figure. Your lease and moving quote belong in a separate budget. Not financial advice.

Step 2: what will the move itself cost?

Put your actual lease, deposit, overlap rent and mover quote beside the historical salary illustration. Leave amounts you do not yet know blank.

Migration signal: Hartford, CT vs Providence, RI

IRS tax-return migration · 2022-2023

Hartford, CT

Net people
−1,106
Net rank
#39 of 65
Top origin share
16%
Top destination share
13%

Largest source: South Central Connecticut Plannin, CT. Largest destination: Naugatuck Valley Planning Region, CT.

Providence, RI

Net people
+1,091
Net rank
#29 of 65
Top origin share
18%
Top destination share
13%

Largest source: Plymouth County, MA. Largest destination: Plymouth County, MA.

Rent delta: Providence, RI is $54/mo lower for HUD FY2027 2-BR FMR than Hartford, CT. Housing RPP moves from 110.234 to 103.851.

Migration figures are derived from IRS SOI county-to-county migration data for 2022-2023, mapped to metros via Census CBSA delineation. Small county-to-county flows are IRS-suppressed, so per-metro totals are lower bounds. Source: IRS SOI migration data.

Frequently asked questions

Is Providence, RI cheaper or more expensive than Hartford, CT?
In the BEA 2024 benchmark, Providence, RI (RPP 101.773) has an overall price level about 0.9% lower than Hartford, CT (RPP 102.746). This does not measure your current household costs.
What salary do I need in Providence, RI if I earn $100,000 in Hartford, CT?
The historical RPP illustration is approximately $99,053 in Providence, RI, using $100,000 x (101.773 / 102.746). It uses BEA 2024 overall price indexes before tax and household adjustments; HUD rent is not added to this figure.
Which metro had stronger net migration, Hartford, CT or Providence, RI?
For 2022-2023, Hartford, CT had a net loss of 1,106 people, while Providence, RI had a net gain of 1,091 people. IRS small-flow suppression means these are lower-bound research signals, not complete population-change totals.

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