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Boston, MA vs Hartford, CT: Cost of Living

Compare Boston, MA and Hartford, CT using historical BEA 2024 price indexes and HUD FY2027 2-bedroom FMR benchmarks. Add your own salary, lease and moving quote to a budget summary.

Historical benchmark · review recorded 2026-10-04BEA MARPP 2024 (all items, housing, goods, other services); HUD FY2027 2-bedroom Fair Market Rent Recorded source ↗ BEA 2024 RPP · HUD FY2027 2-BR FMR. Historical periods; review date does not make these current prices. BEA metro and HUD rent-area boundaries may differ.
Historical benchmark · review recorded 2026-10-04BEA MARPP 2024 (all items, housing, goods, other services); HUD FY2027 2-bedroom Fair Market Rent Recorded source ↗ BEA 2024 RPP · HUD FY2027 2-BR FMR. Historical periods; review date does not make these current prices. BEA metro and HUD rent-area boundaries may differ.

Boston, MA

MA

2024 overall RPP (US=100)
108.266
2024 housing-rent RPP
148.424
2024 goods RPP
99.651
HUD FY2027 2-BR FMR
$3,008/mo

City name is shorthand for an area benchmark. This September 2026 review did not recheck this area's full BEA/HUD geographic mapping.

Income tax and payroll deductions are not calculated. Confirm take-home pay for your work and home addresses separately.

Hartford, CT

CT

2024 overall RPP (US=100)
102.746
2024 housing-rent RPP
110.234
2024 goods RPP
97.33
HUD FY2027 2-BR FMR
$1,933/mo

City name is shorthand for an area benchmark. This September 2026 review did not recheck this area's full BEA/HUD geographic mapping.

Income tax and payroll deductions are not calculated. Confirm take-home pay for your work and home addresses separately.

Historical RPP salary illustration

In the BEA 2024 benchmark, Hartford, CT has a lower overall price level than Boston, MA by about 5.1% (RPP 108.266 to 102.746).

$60,000 in Boston, MA

-> $56,941

in Hartford, CT

$100,000 in Boston, MA

-> $94,901

in Hartford, CT

$150,000 in Boston, MA

-> $142,352

in Hartford, CT

Salary illustrations use BEA 2024 overall Regional Price Parities (RPP) only, before tax and household-specific adjustments. Overall RPP already includes housing. HUD FY2027 2-bedroom Fair Market Rent is a separate historical gross-rent benchmark, not a current lease or median rent. Do not add rent to the RPP salary figure. Your lease and moving quote belong in a separate budget. Not financial advice.

Step 2: what will the move itself cost?

Put your actual lease, deposit, overlap rent and mover quote beside the historical salary illustration. Leave amounts you do not yet know blank.

Migration signal: Boston, MA vs Hartford, CT

IRS tax-return migration · 2022-2023

Boston, MA

Net people
−21,976
Net rank
#59 of 65
Top origin share
9%
Top destination share
11%

Largest source: Worcester County, MA. Largest destination: Worcester County, MA.

Hartford, CT

Net people
−1,106
Net rank
#39 of 65
Top origin share
16%
Top destination share
13%

Largest source: South Central Connecticut Plannin, CT. Largest destination: Naugatuck Valley Planning Region, CT.

Rent delta: Hartford, CT is $1,075/mo lower for HUD FY2027 2-BR FMR than Boston, MA. Housing RPP moves from 148.424 to 110.234.

Migration figures are derived from IRS SOI county-to-county migration data for 2022-2023, mapped to metros via Census CBSA delineation. Small county-to-county flows are IRS-suppressed, so per-metro totals are lower bounds. Source: IRS SOI migration data.

Frequently asked questions

Is Hartford, CT cheaper or more expensive than Boston, MA?
In the BEA 2024 benchmark, Hartford, CT (RPP 102.746) has an overall price level about 5.1% lower than Boston, MA (RPP 108.266). This does not measure your current household costs.
What salary do I need in Hartford, CT if I earn $100,000 in Boston, MA?
The historical RPP illustration is approximately $94,901 in Hartford, CT, using $100,000 x (102.746 / 108.266). It uses BEA 2024 overall price indexes before tax and household adjustments; HUD rent is not added to this figure.
Which metro had stronger net migration, Boston, MA or Hartford, CT?
For 2022-2023, Boston, MA had a net loss of 21,976 people, while Hartford, CT had a net loss of 1,106 people. IRS small-flow suppression means these are lower-bound research signals, not complete population-change totals.

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