ReloMath

City profile

Providence, RI cost of living

RI · BLS RPP 103.9

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RPP 103.9
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Overall RPP

103.9

US = 100

Housing RPP

98.8

Housing component

Goods RPP

101.2

Goods component

2-BR Rent (HUD)

$1,693/mo

FY2024 FMR

Where Providence, RI sits in the verified metro set

RPP rank

#20 of 67

+3.9 vs U.S. average

Vs median metro

+5.5

median RPP 98.4

2-BR rent rank

#26 of 67

+87/mo vs median verified metro

RPP ranks use only verified ReloMath metro records. Sources: BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR); reviewed June 2026. These are official published averages, not neighborhood-level prices.

Who’s moving in and out of Providence, RI

IRS tax-return migration · 2021-2022

Cost of living is only half the relocation question. The other half is which way people are actually voting with their feet, straight from IRS tax-return migration for the Providence, RI metro.

Moved in

60,913

people · 38,508 households

Moved out

63,636

people · 40,004 households

Net

−2,723

net loss of residents

Net migration rank

#38 of 65

among IRS-covered ReloMath metros

Vs median net flow

-2,619

median -104 people

Largest flow share

8% in / 5% out

top named county shares

Where new residents came from

  • Plymouth County, MA 5,167
  • Norfolk County, MA 4,544
  • Suffolk County, MA 3,037
  • Middlesex County, MA 2,249
  • Worcester County, MA 1,635

Where residents moved to

  • Plymouth County, MA 3,193
  • Norfolk County, MA 2,994
  • Suffolk County, MA 1,615
  • Worcester County, MA 1,523
  • Middlesex County, MA 1,477

Counts are IRS tax filers (returns ≈ households, individuals ≈ exemptions) who changed address between 2021-2022. Flows too small for IRS to disclose are grouped and excluded from the named lists. Source: IRS SOI county-to-county migration data ↗, mapped to metros via the U.S. Census CBSA delineation.

What salary do you need in Providence, RI?

Equivalent salary to maintain the same purchasing power as in a US-average city (RPP 100).

In US-average city You need in Providence, RI Formula
$50,000 $51,950 $50,000 x (103.9/100)
$75,000 $77,925 $75,000 x (103.9/100)
$100,000 $103,900 $100,000 x (103.9/100)
$125,000 $129,875 $125,000 x (103.9/100)
$150,000 $155,850 $150,000 x (103.9/100)
$200,000 $207,800 $200,000 x (103.9/100)

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

State income tax note

Rhode Island income tax 3.75%-5.99%.

Frequently asked questions

What is the cost of living in Providence, RI?
Providence, RI has a BLS Regional Price Parity of 103.9 (US average = 100). It is 3.9% more expensive than the national average.
What salary do I need to live in Providence, RI?
If you earn $100,000 in a US-average city (RPP 100), you would need approximately $103,900 in Providence, RI to maintain the same purchasing power.
What is the average rent in Providence, RI?
The HUD Fair Market Rent for a 2-bedroom in Providence, RI is approximately $1,693 per month as of FY2024.
Are people moving to or away from Providence, RI?
Based on IRS tax-return migration data for 2021-2022, about 60,913 people moved into the Providence, RI metro and 63,636 moved out — a net loss of roughly 2,723 residents. The largest single source of new residents was Plymouth County, MA.

Curated nearby & similar cities

Similar verified metros by RPP

These links are chosen by data proximity: closest overall RPP to Providence, RI, with HUD 2-BR rent as a tie-breaker.

Curated cost-of-living comparisons for Providence, RI

Side-by-side cost of living and the equivalent salary you'd need — pick a destination.