ReloMath

Route comparison

Miami, FL vs Tampa, FL: Cost of Living

Compare the cost of living between Miami, FL and Tampa, FL. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Miami, FL

FL

Overall RPP (US=100)
111.5
Housing RPP
147.3
Goods RPP
104.7
2-BR median rent
$2,324/mo

Florida has no state income tax. Very attractive vs. high-tax states.

Tampa, FL

FL

Overall RPP (US=100)
99.7
Housing RPP
118.6
Goods RPP
97.4
2-BR median rent
$1,851/mo

Florida has no state income tax.

Equivalent salary

Tampa, FL is cheaper than Miami, FL by about 10.6% (RPP 111.5 to 99.7).

$60,000 in Miami, FL

-> $53,650

in Tampa, FL

$100,000 in Miami, FL

-> $89,417

in Tampa, FL

$150,000 in Miami, FL

-> $134,126

in Tampa, FL

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Migration signal: Miami, FL vs Tampa, FL

IRS tax-return migration · 2021-2022

Miami, FL

Net people
−26,137
Net rank
#56 of 65
Top origin share
2%
Top destination share
5%

Largest source: New York County, NY. Largest destination: St. Lucie County, FL.

Tampa, FL

Net people
+39,696
Net rank
#2 of 65
Top origin share
2%
Top destination share
5%

Largest source: Polk County, FL. Largest destination: Polk County, FL.

Rent delta: Tampa, FL is $473/mo lower for HUD FY2024 2-BR FMR than Miami, FL. Housing RPP moves from 147.3 to 118.6.

Migration figures are derived from IRS SOI county-to-county migration data for 2021-2022, mapped to metros via Census CBSA delineation. Small county-to-county flows are IRS-suppressed, so per-metro totals are lower bounds. Source: IRS SOI migration data.

Frequently asked questions

Is Tampa, FL cheaper or more expensive than Miami, FL?
Tampa, FL (RPP 99.7) is cheaper than Miami, FL (RPP 111.5) by about 10.6%.
What salary do I need in Tampa, FL if I earn $100,000 in Miami, FL?
You would need approximately $89,417 in Tampa, FL to maintain the same purchasing power as $100,000 in Miami, FL. Formula: $100,000 x (99.7 / 111.5).
Which metro had stronger net migration, Miami, FL or Tampa, FL?
For 2021-2022, Miami, FL had a net loss of 26,137 people, while Tampa, FL had a net gain of 39,696 people. IRS small-flow suppression means these are lower-bound research signals, not complete population-change totals.

Related comparisons