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Tampa, FL vs Cincinnati, OH: Cost of Living

Compare the cost of living between Tampa, FL and Cincinnati, OH. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Tampa, FL

FL

Overall RPP (US=100)
99.7
Housing RPP
118.6
Goods RPP
97.4
2-BR median rent
$1,851/mo

Florida has no state income tax.

Cincinnati, OH

OH

Overall RPP (US=100)
93.5
Housing RPP
83.7
Goods RPP
92.4
2-BR median rent
$1,195/mo

Ohio income tax 0%-3.75%. Cincinnati city income tax 1.8%.

Equivalent salary

Cincinnati, OH is cheaper than Tampa, FL by about 6.2% (RPP 99.7 to 93.5).

$60,000 in Tampa, FL

-> $56,269

in Cincinnati, OH

$100,000 in Tampa, FL

-> $93,781

in Cincinnati, OH

$150,000 in Tampa, FL

-> $140,672

in Cincinnati, OH

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Migration signal: Tampa, FL vs Cincinnati, OH

IRS tax-return migration · 2021-2022

Tampa, FL

Net people
+39,696
Net rank
#2 of 65
Top origin share
2%
Top destination share
5%

Largest source: Polk County, FL. Largest destination: Polk County, FL.

Cincinnati, OH

Net people
−104
Net rank
#33 of 65
Top origin share
4%
Top destination share
4%

Largest source: Montgomery County, OH. Largest destination: Montgomery County, OH.

Rent delta: Cincinnati, OH is $656/mo lower for HUD FY2024 2-BR FMR than Tampa, FL. Housing RPP moves from 118.6 to 83.7.

Migration figures are derived from IRS SOI county-to-county migration data for 2021-2022, mapped to metros via Census CBSA delineation. Small county-to-county flows are IRS-suppressed, so per-metro totals are lower bounds. Source: IRS SOI migration data.

Frequently asked questions

Is Cincinnati, OH cheaper or more expensive than Tampa, FL?
Cincinnati, OH (RPP 93.5) is cheaper than Tampa, FL (RPP 99.7) by about 6.2%.
What salary do I need in Cincinnati, OH if I earn $100,000 in Tampa, FL?
You would need approximately $93,781 in Cincinnati, OH to maintain the same purchasing power as $100,000 in Tampa, FL. Formula: $100,000 x (93.5 / 99.7).
Which metro had stronger net migration, Tampa, FL or Cincinnati, OH?
For 2021-2022, Tampa, FL had a net gain of 39,696 people, while Cincinnati, OH had a net loss of 104 people. IRS small-flow suppression means these are lower-bound research signals, not complete population-change totals.

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