ReloMath

San Francisco, CA vs Philadelphia, PA: Cost of Living

Compare the cost of living between San Francisco, CA and Philadelphia, PA. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

San Francisco, CA

CA

Overall RPP (US=100)
117.9
Housing RPP
206.4
Goods RPP
114.5
2-BR median rent
$3,359/mo

California income tax 1%-13.3% (highest in nation). No city income tax.

Philadelphia, PA

PA

Overall RPP (US=100)
100.7
Housing RPP
115.8
Goods RPP
95.5
2-BR median rent
$1,737/mo

Pennsylvania flat income tax 3.07%. Philadelphia city wage tax 3.75% residents.

Equivalent salary

Philadelphia, PA is cheaper than San Francisco, CA by about 14.6% (RPP 117.9 to 100.7).

$60,000 in San Francisco, CA

-> $51,247

in Philadelphia, PA

$100,000 in San Francisco, CA

-> $85,411

in Philadelphia, PA

$150,000 in San Francisco, CA

-> $128,117

in Philadelphia, PA

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Philadelphia, PA cheaper or more expensive than San Francisco, CA?
Philadelphia, PA (RPP 100.7) is cheaper than San Francisco, CA (RPP 117.9) by about 14.6%.
What salary do I need in Philadelphia, PA if I earn $100,000 in San Francisco, CA?
You would need approximately $85,411 in Philadelphia, PA to maintain the same purchasing power as $100,000 in San Francisco, CA. Formula: $100,000 x (100.7 / 117.9).