ReloMath

San Francisco, CA vs Minneapolis, MN: Cost of Living

Compare the cost of living between San Francisco, CA and Minneapolis, MN. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

San Francisco, CA

CA

Overall RPP (US=100)
117.9
Housing RPP
206.4
Goods RPP
114.5
2-BR median rent
$3,359/mo

California income tax 1%-13.3% (highest in nation). No city income tax.

Minneapolis, MN

MN

Overall RPP (US=100)
102.9
Housing RPP
119.2
Goods RPP
102.7
2-BR median rent
$1,622/mo

Minnesota income tax 5.35%-9.85%. No city income tax.

Equivalent salary

Minneapolis, MN is cheaper than San Francisco, CA by about 12.7% (RPP 117.9 to 102.9).

$60,000 in San Francisco, CA

-> $52,366

in Minneapolis, MN

$100,000 in San Francisco, CA

-> $87,277

in Minneapolis, MN

$150,000 in San Francisco, CA

-> $130,916

in Minneapolis, MN

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Minneapolis, MN cheaper or more expensive than San Francisco, CA?
Minneapolis, MN (RPP 102.9) is cheaper than San Francisco, CA (RPP 117.9) by about 12.7%.
What salary do I need in Minneapolis, MN if I earn $100,000 in San Francisco, CA?
You would need approximately $87,277 in Minneapolis, MN to maintain the same purchasing power as $100,000 in San Francisco, CA. Formula: $100,000 x (102.9 / 117.9).