ReloMath

San Francisco, CA vs Dallas, TX: Cost of Living

Compare the cost of living between San Francisco, CA and Dallas, TX. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

San Francisco, CA

CA

Overall RPP (US=100)
117.9
Housing RPP
206.4
Goods RPP
114.5
2-BR median rent
$3,359/mo

California income tax 1%-13.3% (highest in nation). No city income tax.

Dallas, TX

TX

Overall RPP (US=100)
103.5
Housing RPP
116.3
Goods RPP
102.2
2-BR median rent
$1,758/mo

Texas has no state income tax. Property taxes ~1.8-2.2% effective rate.

Equivalent salary

Dallas, TX is cheaper than San Francisco, CA by about 12.2% (RPP 117.9 to 103.5).

$60,000 in San Francisco, CA

-> $52,672

in Dallas, TX

$100,000 in San Francisco, CA

-> $87,786

in Dallas, TX

$150,000 in San Francisco, CA

-> $131,679

in Dallas, TX

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Dallas, TX cheaper or more expensive than San Francisco, CA?
Dallas, TX (RPP 103.5) is cheaper than San Francisco, CA (RPP 117.9) by about 12.2%.
What salary do I need in Dallas, TX if I earn $100,000 in San Francisco, CA?
You would need approximately $87,786 in Dallas, TX to maintain the same purchasing power as $100,000 in San Francisco, CA. Formula: $100,000 x (103.5 / 117.9).