ReloMath

San Francisco, CA vs Boston, MA: Cost of Living

Compare the cost of living between San Francisco, CA and Boston, MA. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

San Francisco, CA

CA

Overall RPP (US=100)
117.9
Housing RPP
206.4
Goods RPP
114.5
2-BR median rent
$3,359/mo

California income tax 1%-13.3% (highest in nation). No city income tax.

Boston, MA

MA

Overall RPP (US=100)
112
Housing RPP
150.3
Goods RPP
110.1
2-BR median rent
$2,827/mo

Massachusetts flat income tax 5.0%. No city income tax.

Equivalent salary

Boston, MA is cheaper than San Francisco, CA by about 5.0% (RPP 117.9 to 112).

$60,000 in San Francisco, CA

-> $56,997

in Boston, MA

$100,000 in San Francisco, CA

-> $94,996

in Boston, MA

$150,000 in San Francisco, CA

-> $142,494

in Boston, MA

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Boston, MA cheaper or more expensive than San Francisco, CA?
Boston, MA (RPP 112) is cheaper than San Francisco, CA (RPP 117.9) by about 5.0%.
What salary do I need in Boston, MA if I earn $100,000 in San Francisco, CA?
You would need approximately $94,996 in Boston, MA to maintain the same purchasing power as $100,000 in San Francisco, CA. Formula: $100,000 x (112 / 117.9).