ReloMath

Phoenix, AZ vs San Diego, CA: Cost of Living

Compare the cost of living between Phoenix, AZ and San Diego, CA. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Phoenix, AZ

AZ

Overall RPP (US=100)
103.7
Housing RPP
122.9
Goods RPP
98.3
2-BR median rent
$1,877/mo

Arizona income tax 2.5% flat rate (since 2023). No city income tax.

San Diego, CA

CA

Overall RPP (US=100)
114.5
Housing RPP
183.9
Goods RPP
108.2
2-BR median rent
$2,833/mo

California income tax 1%-13.3%. No city income tax.

Equivalent salary

San Diego, CA is more expensive than Phoenix, AZ by about 10.4% (RPP 103.7 to 114.5).

$60,000 in Phoenix, AZ

-> $66,249

in San Diego, CA

$100,000 in Phoenix, AZ

-> $110,415

in San Diego, CA

$150,000 in Phoenix, AZ

-> $165,622

in San Diego, CA

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is San Diego, CA cheaper or more expensive than Phoenix, AZ?
San Diego, CA (RPP 114.5) is more expensive than Phoenix, AZ (RPP 103.7) by about 10.4%.
What salary do I need in San Diego, CA if I earn $100,000 in Phoenix, AZ?
You would need approximately $110,415 in San Diego, CA to maintain the same purchasing power as $100,000 in Phoenix, AZ. Formula: $100,000 x (114.5 / 103.7).