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Phoenix, AZ vs San Diego, CA: Cost of Living

Compare the cost of living between Phoenix, AZ and San Diego, CA. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Phoenix, AZ

AZ

Overall RPP (US=100)
103.7
Housing RPP
122.9
Goods RPP
98.3
2-BR median rent
$1,877/mo

Arizona income tax 2.5% flat rate (since 2023). No city income tax.

San Diego, CA

CA

Overall RPP (US=100)
114.5
Housing RPP
183.9
Goods RPP
108.2
2-BR median rent
$2,833/mo

California income tax 1%-13.3%. No city income tax.

Equivalent salary

San Diego, CA is more expensive than Phoenix, AZ by about 10.4% (RPP 103.7 to 114.5).

$60,000 in Phoenix, AZ

-> $66,249

in San Diego, CA

$100,000 in Phoenix, AZ

-> $110,415

in San Diego, CA

$150,000 in Phoenix, AZ

-> $165,622

in San Diego, CA

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Migration signal: Phoenix, AZ vs San Diego, CA

IRS tax-return migration · 2021-2022

Phoenix, AZ

Net people
+20,892
Net rank
#8 of 65
Top origin share
4%
Top destination share
3%

Largest source: Los Angeles County, CA. Largest destination: Pima County, AZ.

San Diego, CA

Net people
−26,865
Net rank
#57 of 65
Top origin share
9%
Top destination share
11%

Largest source: Los Angeles County, CA. Largest destination: Riverside County, CA.

Rent delta: San Diego, CA is $956/mo higher for HUD FY2024 2-BR FMR than Phoenix, AZ. Housing RPP moves from 122.9 to 183.9.

Migration figures are derived from IRS SOI county-to-county migration data for 2021-2022, mapped to metros via Census CBSA delineation. Small county-to-county flows are IRS-suppressed, so per-metro totals are lower bounds. Source: IRS SOI migration data.

Frequently asked questions

Is San Diego, CA cheaper or more expensive than Phoenix, AZ?
San Diego, CA (RPP 114.5) is more expensive than Phoenix, AZ (RPP 103.7) by about 10.4%.
What salary do I need in San Diego, CA if I earn $100,000 in Phoenix, AZ?
You would need approximately $110,415 in San Diego, CA to maintain the same purchasing power as $100,000 in Phoenix, AZ. Formula: $100,000 x (114.5 / 103.7).
Which metro had stronger net migration, Phoenix, AZ or San Diego, CA?
For 2021-2022, Phoenix, AZ had a net gain of 20,892 people, while San Diego, CA had a net loss of 26,865 people. IRS small-flow suppression means these are lower-bound research signals, not complete population-change totals.

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