ReloMath

New York, NY vs Austin, TX: Cost of Living

Compare the cost of living between New York, NY and Austin, TX. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BLS RPP 2022 (BEA LARPP); HUD FY2024 FMR Official source ↗
Source-verified · June 2026BLS RPP 2022 (BEA LARPP); HUD FY2024 FMR Official source ↗

New York, NY

NY

Overall RPP (US=100)
122.6
Housing RPP
157.3
Goods RPP
106.2
2-BR median rent
$2,330/mo

NY state income tax 4%-10.9% + NYC city tax up to 3.876% for city residents.

Austin, TX

TX

Overall RPP (US=100)
103.2
Housing RPP
113.8
Goods RPP
99.4
2-BR median rent
$1,650/mo

Texas has no state income tax. Property taxes ~2% effective rate.

Equivalent salary

Austin, TX is cheaper than New York, NY by about 15.8% (RPP 122.6 to 103.2).

$60,000 in New York, NY

-> $50,506

in Austin, TX

$100,000 in New York, NY

-> $84,176

in Austin, TX

$150,000 in New York, NY

-> $126,264

in Austin, TX

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Austin, TX cheaper or more expensive than New York, NY?
Austin, TX (RPP 103.2) is cheaper than New York, NY (RPP 122.6) by about 15.8%.
What salary do I need in Austin, TX if I earn $100,000 in New York, NY?
You would need approximately $84,176 in Austin, TX to maintain the same purchasing power as $100,000 in New York, NY. Formula: $100,000 x (103.2 / 122.6).