ReloMath

Miami, FL vs Phoenix, AZ: Cost of Living

Compare the cost of living between Miami, FL and Phoenix, AZ. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Miami, FL

FL

Overall RPP (US=100)
111.5
Housing RPP
147.3
Goods RPP
104.7
2-BR median rent
$2,324/mo

Florida has no state income tax. Very attractive vs. high-tax states.

Phoenix, AZ

AZ

Overall RPP (US=100)
103.7
Housing RPP
122.9
Goods RPP
98.3
2-BR median rent
$1,877/mo

Arizona income tax 2.5% flat rate (since 2023). No city income tax.

Equivalent salary

Phoenix, AZ is cheaper than Miami, FL by about 7.0% (RPP 111.5 to 103.7).

$60,000 in Miami, FL

-> $55,803

in Phoenix, AZ

$100,000 in Miami, FL

-> $93,004

in Phoenix, AZ

$150,000 in Miami, FL

-> $139,507

in Phoenix, AZ

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Phoenix, AZ cheaper or more expensive than Miami, FL?
Phoenix, AZ (RPP 103.7) is cheaper than Miami, FL (RPP 111.5) by about 7.0%.
What salary do I need in Phoenix, AZ if I earn $100,000 in Miami, FL?
You would need approximately $93,004 in Phoenix, AZ to maintain the same purchasing power as $100,000 in Miami, FL. Formula: $100,000 x (103.7 / 111.5).