ReloMath

Miami, FL vs Philadelphia, PA: Cost of Living

Compare the cost of living between Miami, FL and Philadelphia, PA. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Miami, FL

FL

Overall RPP (US=100)
111.5
Housing RPP
147.3
Goods RPP
104.7
2-BR median rent
$2,324/mo

Florida has no state income tax. Very attractive vs. high-tax states.

Philadelphia, PA

PA

Overall RPP (US=100)
100.7
Housing RPP
115.8
Goods RPP
95.5
2-BR median rent
$1,737/mo

Pennsylvania flat income tax 3.07%. Philadelphia city wage tax 3.75% residents.

Equivalent salary

Philadelphia, PA is cheaper than Miami, FL by about 9.7% (RPP 111.5 to 100.7).

$60,000 in Miami, FL

-> $54,188

in Philadelphia, PA

$100,000 in Miami, FL

-> $90,314

in Philadelphia, PA

$150,000 in Miami, FL

-> $135,471

in Philadelphia, PA

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Philadelphia, PA cheaper or more expensive than Miami, FL?
Philadelphia, PA (RPP 100.7) is cheaper than Miami, FL (RPP 111.5) by about 9.7%.
What salary do I need in Philadelphia, PA if I earn $100,000 in Miami, FL?
You would need approximately $90,314 in Philadelphia, PA to maintain the same purchasing power as $100,000 in Miami, FL. Formula: $100,000 x (100.7 / 111.5).