ReloMath

Miami, FL vs Houston, TX: Cost of Living

Compare the cost of living between Miami, FL and Houston, TX. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Miami, FL

FL

Overall RPP (US=100)
111.5
Housing RPP
147.3
Goods RPP
104.7
2-BR median rent
$2,324/mo

Florida has no state income tax. Very attractive vs. high-tax states.

Houston, TX

TX

Overall RPP (US=100)
98.8
Housing RPP
108
Goods RPP
97.9
2-BR median rent
$1,357/mo

Texas has no state income tax. Property taxes ~2% effective rate.

Equivalent salary

Houston, TX is cheaper than Miami, FL by about 11.4% (RPP 111.5 to 98.8).

$60,000 in Miami, FL

-> $53,166

in Houston, TX

$100,000 in Miami, FL

-> $88,610

in Houston, TX

$150,000 in Miami, FL

-> $132,915

in Houston, TX

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Houston, TX cheaper or more expensive than Miami, FL?
Houston, TX (RPP 98.8) is cheaper than Miami, FL (RPP 111.5) by about 11.4%.
What salary do I need in Houston, TX if I earn $100,000 in Miami, FL?
You would need approximately $88,610 in Houston, TX to maintain the same purchasing power as $100,000 in Miami, FL. Formula: $100,000 x (98.8 / 111.5).