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Kansas City, MO vs St. Louis, MO: Cost of Living

Compare Kansas City, MO and St. Louis, MO using historical BEA 2024 price indexes and HUD FY2027 2-bedroom FMR benchmarks. Add your own salary, lease and moving quote to a budget summary.

Historical benchmark · review recorded 2026-10-04BEA MARPP 2024 (all items, housing, goods, other services); HUD FY2027 2-bedroom Fair Market Rent Recorded source ↗ BEA 2024 RPP · HUD FY2027 2-BR FMR. Historical periods; review date does not make these current prices. BEA metro and HUD rent-area boundaries may differ.
Historical benchmark · review recorded 2026-10-04BEA MARPP 2024 (all items, housing, goods, other services); HUD FY2027 2-bedroom Fair Market Rent Recorded source ↗ BEA 2024 RPP · HUD FY2027 2-BR FMR. Historical periods; review date does not make these current prices. BEA metro and HUD rent-area boundaries may differ.

Kansas City, MO

MO

2024 overall RPP (US=100)
92.543
2024 housing-rent RPP
86.642
2024 goods RPP
94.12
HUD FY2027 2-BR FMR
$1,546/mo

City name is shorthand for an area benchmark. This September 2026 review did not recheck this area's full BEA/HUD geographic mapping.

Income tax and payroll deductions are not calculated. Confirm take-home pay for your work and home addresses separately.

St. Louis, MO

MO

2024 overall RPP (US=100)
95.088
2024 housing-rent RPP
79.024
2024 goods RPP
99.996
HUD FY2027 2-BR FMR
$1,349/mo

City name is shorthand for an area benchmark. This September 2026 review did not recheck this area's full BEA/HUD geographic mapping.

Income tax and payroll deductions are not calculated. Confirm take-home pay for your work and home addresses separately.

Historical RPP salary illustration

In the BEA 2024 benchmark, St. Louis, MO has a higher overall price level than Kansas City, MO by about 2.8% (RPP 92.543 to 95.088).

$60,000 in Kansas City, MO

-> $61,650

in St. Louis, MO

$100,000 in Kansas City, MO

-> $102,750

in St. Louis, MO

$150,000 in Kansas City, MO

-> $154,125

in St. Louis, MO

Salary illustrations use BEA 2024 overall Regional Price Parities (RPP) only, before tax and household-specific adjustments. Overall RPP already includes housing. HUD FY2027 2-bedroom Fair Market Rent is a separate historical gross-rent benchmark, not a current lease or median rent. Do not add rent to the RPP salary figure. Your lease and moving quote belong in a separate budget. Not financial advice.

Step 2: what will the move itself cost?

Put your actual lease, deposit, overlap rent and mover quote beside the historical salary illustration. Leave amounts you do not yet know blank.

Migration signal: Kansas City, MO vs St. Louis, MO

IRS tax-return migration · 2022-2023

Kansas City, MO

Net people
+1,694
Net rank
#26 of 65
Top origin share
8%
Top destination share
7%

Largest source: Douglas County, KS. Largest destination: Douglas County, KS.

St. Louis, MO

Net people
−3,659
Net rank
#47 of 65
Top origin share
6%
Top destination share
6%

Largest source: Cook County, IL. Largest destination: Cook County, IL.

Rent delta: St. Louis, MO is $197/mo lower for HUD FY2027 2-BR FMR than Kansas City, MO. Housing RPP moves from 86.642 to 79.024.

Migration figures are derived from IRS SOI county-to-county migration data for 2022-2023, mapped to metros via Census CBSA delineation. Small county-to-county flows are IRS-suppressed, so per-metro totals are lower bounds. Source: IRS SOI migration data.

Frequently asked questions

Is St. Louis, MO cheaper or more expensive than Kansas City, MO?
In the BEA 2024 benchmark, St. Louis, MO (RPP 95.088) has an overall price level about 2.8% higher than Kansas City, MO (RPP 92.543). This does not measure your current household costs.
What salary do I need in St. Louis, MO if I earn $100,000 in Kansas City, MO?
The historical RPP illustration is approximately $102,750 in St. Louis, MO, using $100,000 x (95.088 / 92.543). It uses BEA 2024 overall price indexes before tax and household adjustments; HUD rent is not added to this figure.
Which metro had stronger net migration, Kansas City, MO or St. Louis, MO?
For 2022-2023, Kansas City, MO had a net gain of 1,694 people, while St. Louis, MO had a net loss of 3,659 people. IRS small-flow suppression means these are lower-bound research signals, not complete population-change totals.

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