City profile
St. Louis, MO cost of living
MO · BEA RPP 95.088
2024 overall RPP
95.088
US = 100
2024 housing-rent RPP
79.024
Housing component
2024 goods RPP
99.996
Goods component
2-BR FMR (HUD)
$1,349/mo
FY2027 FMR
Where St. Louis, MO sits in the verified metro set
RPP rank
#52 of 67
-4.9 vs U.S. average
Vs median metro
-4.4
median RPP 99.5
2-BR rent rank
#59 of 67
-340/mo vs median verified metro
RPP ranks use only verified ReloMath metro records. Sources: BEA MARPP 2024 (all items, housing, goods, other services); HUD FY2027 2-bedroom Fair Market Rent; reviewed 2026-10-04. These are historical area benchmarks, not current neighborhood prices. HUD FMR is a 40th-percentile gross-rent benchmark, not median rent. BEA metro and HUD rent-area boundaries can differ. BEA: St. Louis, MO-IL (Metropolitan Statistical Area) (code 41180). HUD: St. Louis, MO-IL HUD Metro FMR Area (code METRO41180M41180); counties or county equivalents: Calhoun County, Clinton County, Franklin County, Jefferson County, Jersey County, Lincoln County, Madison County, Monroe County, St. Charles County, St. Clair County, St. Louis County, St. Louis city, Sullivan part, Sullivan city part of Crawford County, Warren County. The official files were retrieved 2026-10-04.
Who’s moving in and out of St. Louis, MO
IRS tax-return migration · 2022-2023Cost of living is only half the relocation question. The other half is which way people are actually voting with their feet, straight from IRS tax-return migration for the St. Louis, MO metro.
Moved in
20,174
people · 12,706 households
Moved out
23,833
people · 15,307 households
Net
−3,659
net loss of residents
Net migration rank
#47 of 65
among IRS-covered ReloMath metros
Vs median net flow
-4,030
median +371 people
Largest flow share
6% in / 6% out
top named county shares
Where new residents came from
- Cook County, IL 1,188
- Boone County, MO 923
- Maricopa County, AZ 704
- St. Francois County, MO 683
- Sangamon County, IL 661
Where residents moved to
- Cook County, IL 1,357
- Harris County, TX 859
- Boone County, MO 847
- St. Francois County, MO 835
- Maricopa County, AZ 796
Counts are IRS tax filers (returns ≈ households, individuals ≈ exemptions) who changed address between 2022-2023. Flows too small for IRS to disclose are grouped and excluded from the named lists. Source: IRS SOI county-to-county migration data ↗, mapped to metros via the U.S. Census CBSA delineation.
What salary do you need in St. Louis, MO?
Historical BEA 2024 salary illustration relative to the U.S. average (RPP 100), before tax and household adjustments. Housing is already included in overall RPP.
| In US-average city | You need in St. Louis, MO | Formula |
|---|---|---|
| $50,000 | $47,544 | $50,000 x (95.088/100) |
| $75,000 | $71,316 | $75,000 x (95.088/100) |
| $100,000 | $95,088 | $100,000 x (95.088/100) |
| $125,000 | $118,860 | $125,000 x (95.088/100) |
| $150,000 | $142,632 | $150,000 x (95.088/100) |
| $200,000 | $190,176 | $200,000 x (95.088/100) |
Salary illustrations use BEA 2024 overall Regional Price Parities (RPP) only, before tax and household-specific adjustments. Overall RPP already includes housing. HUD FY2027 2-bedroom Fair Market Rent is a separate historical gross-rent benchmark, not a current lease or median rent. Do not add rent to the RPP salary figure. Your lease and moving quote belong in a separate budget. Not financial advice.
Step 2: what will the move itself cost?
The historical salary illustration is separate from moving payments. Use an actual mover quote and lease terms in your budget summary.
State income tax note
Income tax and payroll deductions are not calculated. Obtain take-home estimates for your actual work and home addresses.
Frequently asked questions
- What is the cost of living in St. Louis, MO?
- In the historical BEA 2024 benchmark, St. Louis, MO has an overall Regional Price Parity of 95.088 (US average = 100). Its overall price level is 4.9% lower than the national average for that year.
- What salary do I need to live in St. Louis, MO?
- If you earn $100,000 in a US-average city (RPP 100), the BEA 2024 RPP illustration is approximately $95,088 in St. Louis, MO, before tax and household adjustments.
- What historical rent benchmark is shown for St. Louis, MO?
- The historical HUD Fair Market Rent benchmark for a 2-bedroom associated with St. Louis, MO is $1,349 per month as of FY2027.
- Are people moving to or away from St. Louis, MO?
- Based on IRS tax-return migration data for 2022-2023, about 20,174 people moved into the St. Louis, MO metro and 23,833 moved out — a net loss of roughly 3,659 residents. The largest single source of new residents was Cook County, IL.
Curated nearby & similar cities
Similar verified metros by RPP
These links are chosen by data proximity: closest overall RPP to St. Louis, MO, with HUD 2-BR rent as a tie-breaker.
Curated cost-of-living comparisons for St. Louis, MO
Side-by-side cost of living and the equivalent salary you'd need — pick a destination.
Check published data changes
Review dated source notices for tracked metros alongside St. Louis, MO's historical benchmarks. Change-log entries do not automatically refresh the BEA 2024 or HUD FY2027 values shown here.
View cost-of-living change log