ReloMath

Denver, CO vs Miami, FL: Cost of Living

Compare the cost of living between Denver, CO and Miami, FL. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Denver, CO

CO

Overall RPP (US=100)
107.4
Housing RPP
145.8
Goods RPP
105.5
2-BR median rent
$2,201/mo

Colorado flat income tax 4.4%. Denver city tax 2.25% on wages.

Miami, FL

FL

Overall RPP (US=100)
111.5
Housing RPP
147.3
Goods RPP
104.7
2-BR median rent
$2,324/mo

Florida has no state income tax. Very attractive vs. high-tax states.

Equivalent salary

Miami, FL is more expensive than Denver, CO by about 3.8% (RPP 107.4 to 111.5).

$60,000 in Denver, CO

-> $62,291

in Miami, FL

$100,000 in Denver, CO

-> $103,818

in Miami, FL

$150,000 in Denver, CO

-> $155,726

in Miami, FL

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Miami, FL cheaper or more expensive than Denver, CO?
Miami, FL (RPP 111.5) is more expensive than Denver, CO (RPP 107.4) by about 3.8%.
What salary do I need in Miami, FL if I earn $100,000 in Denver, CO?
You would need approximately $103,818 in Miami, FL to maintain the same purchasing power as $100,000 in Denver, CO. Formula: $100,000 x (111.5 / 107.4).