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Nashville, TN vs Memphis, TN: Cost of Living

Compare the cost of living between Nashville, TN and Memphis, TN. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Nashville, TN

TN

Overall RPP (US=100)
96.6
Housing RPP
105.8
Goods RPP
94.4
2-BR median rent
$1,619/mo

Tennessee has no state income tax on wages.

Memphis, TN

TN

Overall RPP (US=100)
91.8
Housing RPP
76.6
Goods RPP
94.3
2-BR median rent
$1,298/mo

Tennessee has no state income tax on wages.

Equivalent salary

Memphis, TN is cheaper than Nashville, TN by about 5.0% (RPP 96.6 to 91.8).

$60,000 in Nashville, TN

-> $57,019

in Memphis, TN

$100,000 in Nashville, TN

-> $95,031

in Memphis, TN

$150,000 in Nashville, TN

-> $142,547

in Memphis, TN

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Migration signal: Nashville, TN vs Memphis, TN

IRS tax-return migration · 2021-2022

Nashville, TN

Net people
+15,937
Net rank
#11 of 65
Top origin share
2%
Top destination share
4%

Largest source: Montgomery County, TN. Largest destination: Montgomery County, TN.

Memphis, TN

Net people
−4,235
Net rank
#41 of 65
Top origin share
1%
Top destination share
2%

Largest source: Davidson County, TN. Largest destination: Davidson County, TN.

Rent delta: Memphis, TN is $321/mo lower for HUD FY2024 2-BR FMR than Nashville, TN. Housing RPP moves from 105.8 to 76.6.

Migration figures are derived from IRS SOI county-to-county migration data for 2021-2022, mapped to metros via Census CBSA delineation. Small county-to-county flows are IRS-suppressed, so per-metro totals are lower bounds. Source: IRS SOI migration data.

Frequently asked questions

Is Memphis, TN cheaper or more expensive than Nashville, TN?
Memphis, TN (RPP 91.8) is cheaper than Nashville, TN (RPP 96.6) by about 5.0%.
What salary do I need in Memphis, TN if I earn $100,000 in Nashville, TN?
You would need approximately $95,031 in Memphis, TN to maintain the same purchasing power as $100,000 in Nashville, TN. Formula: $100,000 x (91.8 / 96.6).
Which metro had stronger net migration, Nashville, TN or Memphis, TN?
For 2021-2022, Nashville, TN had a net gain of 15,937 people, while Memphis, TN had a net loss of 4,235 people. IRS small-flow suppression means these are lower-bound research signals, not complete population-change totals.

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