ReloMath

Boston, MA vs Miami, FL: Cost of Living

Compare the cost of living between Boston, MA and Miami, FL. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Boston, MA

MA

Overall RPP (US=100)
112
Housing RPP
150.3
Goods RPP
110.1
2-BR median rent
$2,827/mo

Massachusetts flat income tax 5.0%. No city income tax.

Miami, FL

FL

Overall RPP (US=100)
111.5
Housing RPP
147.3
Goods RPP
104.7
2-BR median rent
$2,324/mo

Florida has no state income tax. Very attractive vs. high-tax states.

Equivalent salary

Miami, FL is cheaper than Boston, MA by about 0.4% (RPP 112 to 111.5).

$60,000 in Boston, MA

-> $59,732

in Miami, FL

$100,000 in Boston, MA

-> $99,554

in Miami, FL

$150,000 in Boston, MA

-> $149,330

in Miami, FL

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Miami, FL cheaper or more expensive than Boston, MA?
Miami, FL (RPP 111.5) is cheaper than Boston, MA (RPP 112) by about 0.4%.
What salary do I need in Miami, FL if I earn $100,000 in Boston, MA?
You would need approximately $99,554 in Miami, FL to maintain the same purchasing power as $100,000 in Boston, MA. Formula: $100,000 x (111.5 / 112).