ReloMath

Austin, TX vs Miami, FL: Cost of Living

Compare the cost of living between Austin, TX and Miami, FL. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Austin, TX

TX

Overall RPP (US=100)
98.8
Housing RPP
126.4
Goods RPP
93.6
2-BR median rent
$1,924/mo

Texas has no state income tax. Property taxes ~2% effective rate.

Miami, FL

FL

Overall RPP (US=100)
111.5
Housing RPP
147.3
Goods RPP
104.7
2-BR median rent
$2,324/mo

Florida has no state income tax. Very attractive vs. high-tax states.

Equivalent salary

Miami, FL is more expensive than Austin, TX by about 12.9% (RPP 98.8 to 111.5).

$60,000 in Austin, TX

-> $67,713

in Miami, FL

$100,000 in Austin, TX

-> $112,854

in Miami, FL

$150,000 in Austin, TX

-> $169,281

in Miami, FL

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Miami, FL cheaper or more expensive than Austin, TX?
Miami, FL (RPP 111.5) is more expensive than Austin, TX (RPP 98.8) by about 12.9%.
What salary do I need in Miami, FL if I earn $100,000 in Austin, TX?
You would need approximately $112,854 in Miami, FL to maintain the same purchasing power as $100,000 in Austin, TX. Formula: $100,000 x (111.5 / 98.8).