ReloMath

San Jose, CA vs Houston, TX: Cost of Living

Compare the cost of living between San Jose, CA and Houston, TX. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

San Jose, CA

CA

Overall RPP (US=100)
115.3
Housing RPP
233.3
Goods RPP
108.9
2-BR median rent
$3,132/mo

California income tax 1%-13.3%. No city income tax.

Houston, TX

TX

Overall RPP (US=100)
98.8
Housing RPP
108
Goods RPP
97.9
2-BR median rent
$1,357/mo

Texas has no state income tax. Property taxes ~2% effective rate.

Equivalent salary

Houston, TX is cheaper than San Jose, CA by about 14.3% (RPP 115.3 to 98.8).

$60,000 in San Jose, CA

-> $51,414

in Houston, TX

$100,000 in San Jose, CA

-> $85,690

in Houston, TX

$150,000 in San Jose, CA

-> $128,534

in Houston, TX

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Houston, TX cheaper or more expensive than San Jose, CA?
Houston, TX (RPP 98.8) is cheaper than San Jose, CA (RPP 115.3) by about 14.3%.
What salary do I need in Houston, TX if I earn $100,000 in San Jose, CA?
You would need approximately $85,690 in Houston, TX to maintain the same purchasing power as $100,000 in San Jose, CA. Formula: $100,000 x (98.8 / 115.3).