ReloMath

Phoenix, AZ vs Philadelphia, PA: Cost of Living

Compare the cost of living between Phoenix, AZ and Philadelphia, PA. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Phoenix, AZ

AZ

Overall RPP (US=100)
103.7
Housing RPP
122.9
Goods RPP
98.3
2-BR median rent
$1,877/mo

Arizona income tax 2.5% flat rate (since 2023). No city income tax.

Philadelphia, PA

PA

Overall RPP (US=100)
100.7
Housing RPP
115.8
Goods RPP
95.5
2-BR median rent
$1,737/mo

Pennsylvania flat income tax 3.07%. Philadelphia city wage tax 3.75% residents.

Equivalent salary

Philadelphia, PA is cheaper than Phoenix, AZ by about 2.9% (RPP 103.7 to 100.7).

$60,000 in Phoenix, AZ

-> $58,264

in Philadelphia, PA

$100,000 in Phoenix, AZ

-> $97,107

in Philadelphia, PA

$150,000 in Phoenix, AZ

-> $145,661

in Philadelphia, PA

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Philadelphia, PA cheaper or more expensive than Phoenix, AZ?
Philadelphia, PA (RPP 100.7) is cheaper than Phoenix, AZ (RPP 103.7) by about 2.9%.
What salary do I need in Philadelphia, PA if I earn $100,000 in Phoenix, AZ?
You would need approximately $97,107 in Philadelphia, PA to maintain the same purchasing power as $100,000 in Phoenix, AZ. Formula: $100,000 x (100.7 / 103.7).