ReloMath

Phoenix, AZ vs Houston, TX: Cost of Living

Compare the cost of living between Phoenix, AZ and Houston, TX. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Phoenix, AZ

AZ

Overall RPP (US=100)
103.7
Housing RPP
122.9
Goods RPP
98.3
2-BR median rent
$1,877/mo

Arizona income tax 2.5% flat rate (since 2023). No city income tax.

Houston, TX

TX

Overall RPP (US=100)
98.8
Housing RPP
108
Goods RPP
97.9
2-BR median rent
$1,357/mo

Texas has no state income tax. Property taxes ~2% effective rate.

Equivalent salary

Houston, TX is cheaper than Phoenix, AZ by about 4.7% (RPP 103.7 to 98.8).

$60,000 in Phoenix, AZ

-> $57,165

in Houston, TX

$100,000 in Phoenix, AZ

-> $95,275

in Houston, TX

$150,000 in Phoenix, AZ

-> $142,912

in Houston, TX

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Houston, TX cheaper or more expensive than Phoenix, AZ?
Houston, TX (RPP 98.8) is cheaper than Phoenix, AZ (RPP 103.7) by about 4.7%.
What salary do I need in Houston, TX if I earn $100,000 in Phoenix, AZ?
You would need approximately $95,275 in Houston, TX to maintain the same purchasing power as $100,000 in Phoenix, AZ. Formula: $100,000 x (98.8 / 103.7).