ReloMath

Philadelphia, PA vs San Jose, CA: Cost of Living

Compare the cost of living between Philadelphia, PA and San Jose, CA. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Philadelphia, PA

PA

Overall RPP (US=100)
100.7
Housing RPP
115.8
Goods RPP
95.5
2-BR median rent
$1,737/mo

Pennsylvania flat income tax 3.07%. Philadelphia city wage tax 3.75% residents.

San Jose, CA

CA

Overall RPP (US=100)
115.3
Housing RPP
233.3
Goods RPP
108.9
2-BR median rent
$3,132/mo

California income tax 1%-13.3%. No city income tax.

Equivalent salary

San Jose, CA is more expensive than Philadelphia, PA by about 14.5% (RPP 100.7 to 115.3).

$60,000 in Philadelphia, PA

-> $68,699

in San Jose, CA

$100,000 in Philadelphia, PA

-> $114,499

in San Jose, CA

$150,000 in Philadelphia, PA

-> $171,748

in San Jose, CA

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is San Jose, CA cheaper or more expensive than Philadelphia, PA?
San Jose, CA (RPP 115.3) is more expensive than Philadelphia, PA (RPP 100.7) by about 14.5%.
What salary do I need in San Jose, CA if I earn $100,000 in Philadelphia, PA?
You would need approximately $114,499 in San Jose, CA to maintain the same purchasing power as $100,000 in Philadelphia, PA. Formula: $100,000 x (115.3 / 100.7).