ReloMath

Philadelphia, PA vs Houston, TX: Cost of Living

Compare the cost of living between Philadelphia, PA and Houston, TX. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Philadelphia, PA

PA

Overall RPP (US=100)
100.7
Housing RPP
115.8
Goods RPP
95.5
2-BR median rent
$1,737/mo

Pennsylvania flat income tax 3.07%. Philadelphia city wage tax 3.75% residents.

Houston, TX

TX

Overall RPP (US=100)
98.8
Housing RPP
108
Goods RPP
97.9
2-BR median rent
$1,357/mo

Texas has no state income tax. Property taxes ~2% effective rate.

Equivalent salary

Houston, TX is cheaper than Philadelphia, PA by about 1.9% (RPP 100.7 to 98.8).

$60,000 in Philadelphia, PA

-> $58,868

in Houston, TX

$100,000 in Philadelphia, PA

-> $98,113

in Houston, TX

$150,000 in Philadelphia, PA

-> $147,170

in Houston, TX

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Houston, TX cheaper or more expensive than Philadelphia, PA?
Houston, TX (RPP 98.8) is cheaper than Philadelphia, PA (RPP 100.7) by about 1.9%.
What salary do I need in Houston, TX if I earn $100,000 in Philadelphia, PA?
You would need approximately $98,113 in Houston, TX to maintain the same purchasing power as $100,000 in Philadelphia, PA. Formula: $100,000 x (98.8 / 100.7).