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Omaha, NE vs Des Moines, IA: Cost of Living

Compare Omaha, NE and Des Moines, IA using historical BEA 2024 price indexes and HUD FY2027 2-bedroom FMR benchmarks. Add your own salary, lease and moving quote to a budget summary.

Historical benchmark · review recorded 2026-10-04BEA MARPP 2024 (all items, housing, goods, other services); HUD FY2027 2-bedroom Fair Market Rent Recorded source ↗ BEA 2024 RPP · HUD FY2027 2-BR FMR. Historical periods; review date does not make these current prices. BEA metro and HUD rent-area boundaries may differ.
Historical benchmark · review recorded 2026-10-04BEA MARPP 2024 (all items, housing, goods, other services); HUD FY2027 2-bedroom Fair Market Rent Recorded source ↗ BEA 2024 RPP · HUD FY2027 2-BR FMR. Historical periods; review date does not make these current prices. BEA metro and HUD rent-area boundaries may differ.

Omaha, NE

NE

2024 overall RPP (US=100)
91.911
2024 housing-rent RPP
86.404
2024 goods RPP
94.063
HUD FY2027 2-BR FMR
$1,450/mo

City name is shorthand for an area benchmark. This September 2026 review did not recheck this area's full BEA/HUD geographic mapping.

Income tax and payroll deductions are not calculated. Confirm take-home pay for your work and home addresses separately.

Des Moines, IA

IA

2024 overall RPP (US=100)
91.701
2024 housing-rent RPP
84.741
2024 goods RPP
93.73
HUD FY2027 2-BR FMR
$1,360/mo

City name is shorthand for an area benchmark. This September 2026 review did not recheck this area's full BEA/HUD geographic mapping.

Income tax and payroll deductions are not calculated. Confirm take-home pay for your work and home addresses separately.

Historical RPP salary illustration

In the BEA 2024 benchmark, Des Moines, IA has a lower overall price level than Omaha, NE by about 0.2% (RPP 91.911 to 91.701).

$60,000 in Omaha, NE

-> $59,863

in Des Moines, IA

$100,000 in Omaha, NE

-> $99,772

in Des Moines, IA

$150,000 in Omaha, NE

-> $149,657

in Des Moines, IA

Salary illustrations use BEA 2024 overall Regional Price Parities (RPP) only, before tax and household-specific adjustments. Overall RPP already includes housing. HUD FY2027 2-bedroom Fair Market Rent is a separate historical gross-rent benchmark, not a current lease or median rent. Do not add rent to the RPP salary figure. Your lease and moving quote belong in a separate budget. Not financial advice.

Step 2: what will the move itself cost?

Put your actual lease, deposit, overlap rent and mover quote beside the historical salary illustration. Leave amounts you do not yet know blank.

Migration signal: Omaha, NE vs Des Moines, IA

IRS tax-return migration · 2022-2023

Omaha, NE

Net people
+479
Net rank
#30 of 65
Top origin share
21%
Top destination share
17%

Largest source: Lancaster County, NE. Largest destination: Lancaster County, NE.

Des Moines, IA

Net people
+2,250
Net rank
#24 of 65
Top origin share
14%
Top destination share
14%

Largest source: Story County, IA. Largest destination: Story County, IA.

Rent delta: Des Moines, IA is $90/mo lower for HUD FY2027 2-BR FMR than Omaha, NE. Housing RPP moves from 86.404 to 84.741.

Migration figures are derived from IRS SOI county-to-county migration data for 2022-2023, mapped to metros via Census CBSA delineation. Small county-to-county flows are IRS-suppressed, so per-metro totals are lower bounds. Source: IRS SOI migration data.

Frequently asked questions

Is Des Moines, IA cheaper or more expensive than Omaha, NE?
In the BEA 2024 benchmark, Des Moines, IA (RPP 91.701) has an overall price level about 0.2% lower than Omaha, NE (RPP 91.911). This does not measure your current household costs.
What salary do I need in Des Moines, IA if I earn $100,000 in Omaha, NE?
The historical RPP illustration is approximately $99,772 in Des Moines, IA, using $100,000 x (91.701 / 91.911). It uses BEA 2024 overall price indexes before tax and household adjustments; HUD rent is not added to this figure.
Which metro had stronger net migration, Omaha, NE or Des Moines, IA?
For 2022-2023, Omaha, NE had a net gain of 479 people, while Des Moines, IA had a net gain of 2,250 people. IRS small-flow suppression means these are lower-bound research signals, not complete population-change totals.

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