ReloMath

New York, NY vs Houston, TX: Cost of Living

Compare the cost of living between New York, NY and Houston, TX. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

New York, NY

NY

Overall RPP (US=100)
113
Housing RPP
154.2
Goods RPP
107.6
2-BR median rent
$2,752/mo

NY state income tax 4%-10.9% + NYC city tax up to 3.876% for city residents.

Houston, TX

TX

Overall RPP (US=100)
98.8
Housing RPP
108
Goods RPP
97.9
2-BR median rent
$1,357/mo

Texas has no state income tax. Property taxes ~2% effective rate.

Equivalent salary

Houston, TX is cheaper than New York, NY by about 12.6% (RPP 113 to 98.8).

$60,000 in New York, NY

-> $52,460

in Houston, TX

$100,000 in New York, NY

-> $87,434

in Houston, TX

$150,000 in New York, NY

-> $131,150

in Houston, TX

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Houston, TX cheaper or more expensive than New York, NY?
Houston, TX (RPP 98.8) is cheaper than New York, NY (RPP 113) by about 12.6%.
What salary do I need in Houston, TX if I earn $100,000 in New York, NY?
You would need approximately $87,434 in Houston, TX to maintain the same purchasing power as $100,000 in New York, NY. Formula: $100,000 x (98.8 / 113).