ReloMath

Austin, TX vs San Diego, CA: Cost of Living

Compare the cost of living between Austin, TX and San Diego, CA. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Austin, TX

TX

Overall RPP (US=100)
98.8
Housing RPP
126.4
Goods RPP
93.6
2-BR median rent
$1,924/mo

Texas has no state income tax. Property taxes ~2% effective rate.

San Diego, CA

CA

Overall RPP (US=100)
114.5
Housing RPP
183.9
Goods RPP
108.2
2-BR median rent
$2,833/mo

California income tax 1%-13.3%. No city income tax.

Equivalent salary

San Diego, CA is more expensive than Austin, TX by about 15.9% (RPP 98.8 to 114.5).

$60,000 in Austin, TX

-> $69,534

in San Diego, CA

$100,000 in Austin, TX

-> $115,891

in San Diego, CA

$150,000 in Austin, TX

-> $173,836

in San Diego, CA

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is San Diego, CA cheaper or more expensive than Austin, TX?
San Diego, CA (RPP 114.5) is more expensive than Austin, TX (RPP 98.8) by about 15.9%.
What salary do I need in San Diego, CA if I earn $100,000 in Austin, TX?
You would need approximately $115,891 in San Diego, CA to maintain the same purchasing power as $100,000 in Austin, TX. Formula: $100,000 x (114.5 / 98.8).