ReloMath

Austin, TX vs Phoenix, AZ: Cost of Living

Compare the cost of living between Austin, TX and Phoenix, AZ. See the equivalent salary and median rent powered by BLS Regional Price Parities.

Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗
Source-verified · June 2026BEA Regional Price Parities by MSA, 2022 (Table 4); HUD FY2024 Fair Market Rents (2-BR) Official source ↗

Austin, TX

TX

Overall RPP (US=100)
98.8
Housing RPP
126.4
Goods RPP
93.6
2-BR median rent
$1,924/mo

Texas has no state income tax. Property taxes ~2% effective rate.

Phoenix, AZ

AZ

Overall RPP (US=100)
103.7
Housing RPP
122.9
Goods RPP
98.3
2-BR median rent
$1,877/mo

Arizona income tax 2.5% flat rate (since 2023). No city income tax.

Equivalent salary

Phoenix, AZ is more expensive than Austin, TX by about 5.0% (RPP 98.8 to 103.7).

$60,000 in Austin, TX

-> $62,976

in Phoenix, AZ

$100,000 in Austin, TX

-> $104,960

in Phoenix, AZ

$150,000 in Austin, TX

-> $157,439

in Phoenix, AZ

This tool provides estimates only. Equivalent-salary figures are derived from BLS Regional Price Parities (RPP) and HUD Fair Market Rents — they are averages, not guarantees. Actual cost of living varies by neighborhood, lifestyle, and individual circumstances. Not financial advice.

Frequently asked questions

Is Phoenix, AZ cheaper or more expensive than Austin, TX?
Phoenix, AZ (RPP 103.7) is more expensive than Austin, TX (RPP 98.8) by about 5.0%.
What salary do I need in Phoenix, AZ if I earn $100,000 in Austin, TX?
You would need approximately $104,960 in Phoenix, AZ to maintain the same purchasing power as $100,000 in Austin, TX. Formula: $100,000 x (103.7 / 98.8).